What does your home insurance policy cover when it comes to your HVAC system? Most homeowners assume that their home insurance in Astoria, New York will cover every aspect of their property. As your HVAC system is an integral part of your home, it seems natural that your policy would extend coverage to your home’s…
Keep your kids safe in the pool this summer. Now that the warm weather is here to stay, you might have plans to hit the pool. While playing and splashing around in the water is a great way to enjoy yourself, it’s important to remember that it can pose serious risks for children and inexperienced…
The benefits of having workers compensation insurance. As a business owner, you are responsible for taking care of your employees’ wellbeing. While instituting strict safety guidelines and health and safety training requirements are both great ways to protect your staff from on-site threats, this isn’t always enough. This is why you need the right workers…
Why your startup needs the right business insurance before it opens its doors. If you are launching a new business, then you know just how much time, effort, and money you have invested. This is why it’s s important to protect your investment with the right business insurance in Woodside, New York. Rather than waiting…
Consider these factors before building an inground pool on your property. While the idea of having your own personal pool to enjoy sounds like a dream, it’s important to understand that this luxury comes at a considerable cost. In fact, average estimates for an inground pool range from $35,000-$60,000. To ensure that you are making…
How home insurers will issue claim payments. After filing a claim with your homeowners insurance in Whitestone, New York, you might be surprised when your payment comes in different stages. If you received an insurance check that does not cover the full cost of your claim, then try not to worry; it’s likely that another…
How insurance points affect your auto insurance rates. As you look for the right auto insurance in Jackson Heights, New York, you will likely secure quotes from various insurance providers. While you might be quoted for a low rate, your actual premiums can end up being higher than you anticipated. But what’s the reason for…
Understanding what additional insured status means for your coverage. If you are working with a subcontractor or another commercial entity on a project, the last thing you want is for your company to be held liable for the other party’s mistakes. This is why businesses can require the people or entities they are working with…
Reasons why you cannot afford to skip out on business insurance. If you are starting a business, then you are likely pinching pennies and doing everything that you can to save money. However, even at this stage, there are certain things that are worth investing in. For instance, your burgeoning company cannot afford to skip…
Things to consider when insuring older vehicles. Today, the average age of vehicles on the road is around eleven years old. Because insuring a brand-new car is very expensive, you might assume that insuring an older model would be more cost-efficient. Unfortunately, this isn’t always the case. Curious to learn more about your older car’s…
