Hurricane Laura was an extreme disaster that led to excessive power outages, affecting thousands of Louisiana and Texas residents. Unfortunately, none of the electric utility companies in those regions had policies in place to reimburse customers for spoiled food. However, in some cases, higher home insurance rates cover this problem, depending on the policy. Spoiled…
Most homeowners are aware that standard home insurance covers many things, such as damages to your home from weather. However, not everyone is clear on specific coverage details, which is why it’s wise to review your policy with an agent and compare home insurance rates with other companies. Here are five important things to remember…
It’s already difficult for many people to manage holiday stress. Add the pandemic to the equation, and the 2020 holiday season presents many additional challenges. Here are some ideas on how you can manage stress around the holidays, even during the pandemic. Dealing with Financial Trouble One of the biggest worries around Christmas time for…
Commercial insurance is customized according to the unique needs of every business. No two law firms, for example, are exactly the same, as different firms take on different types of clients and cases. Although many business owners don’t revisit their insurance policies often, it’s advantageous to keep your insurance updated as your company evolves. Here…
Suggestions for starting a business as a woman One area where women are still underrepresented is in the world of business. While many factors contribute to this inequality, a major one is female entrepreneurs struggling to launch their own companies. Do you want to run a start-up but are not sure where to begin? Then…
A few crucial questions should come to mind when shopping for homeowners insurance in New York. The first question should be: how much homeowners insurance do I need? Another key question is: how much does homeowners insurance cost in N.Y.? Read on and learn the answers to help shape your coverage decisions. What Standard Homeowners…
Many people – especially in the Big Apple – rely on public transportation instead of a car, so it’s understandable if they aren’t familiar with auto insurance laws. Here’s your New York auto insurance guide if you’re looking to purchase your own vehicle. New York Auto Insurance Coverages Every state has its own insurance laws,…
The current pandemic has undoubtedly raised many finance-related concerns for the future. One such looming concern is whether or not to invest in a retirement plan during COVID. For workers retiring during the pandemic, economic uncertainty remains an issue. Employers and employees need to use strategic and critical thinking tools when determining a change in…
It is a well-known fact that one must have good posture to ensure good health. Yet people, especially those who sit at a desk all day, often forget this vital truth. Nevertheless, it’s important to get some form of exercise at some point during the day. Standing desk exercises provide a practical solution that ensures…
Around 20 years ago, New York became the first state to implement a complete ban on handheld cell phones while driving , yet a study conducted by the state police in August 2019 found the use of cell phones to be widely prevalent. Take a look at the recent developments related to distracted driving laws…
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