Auto Insurance in Astoria, New York

Auto Insurance Quotes in Astoria - Save up to 35%

When you choose to work with an experienced independent insurance agency such as 01 Insurance, you have the luxury of enjoying low-cost coverage customized to meet your exclusive needs. We understand how confusing insurance may seem, but our experienced team of professionals will ensure that you get the best bang for your buck for all of your needs for auto insurance in Astoria, New York!

Liability Auto Insurance

In most states, liability insurance provides you with legal liability protection as required by law. Accidents are often unavoidable, which is why liability insurance is mandatory. Each state has a unique requirement for the minimum amount of liability insurance a motorist can hold, but it is always recommended to go beyond the minimum required.

Personal Injury Protection

Personal injury protection, also known as no-fault insurance or PIP coverage, provides the driver and their passengers with medical care coverage after an accident, regardless of who’s at fault. Still, it depends on where you live in the US. Personal injury protection may be available as optional supplementary insurance coverage or a required policy add-on. This insurance policy can be helpful even if you’re not in your car.

PIP covers:

  • Medical expenses
  • Lost wages*
  • Substitute services*
  • Funeral expenses*
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Collision coverage is not required by law but is highly recommended if you want any damages your car endures to be covered by your policy. Collision coverage provides you with financial protection against any damages caused by a collision with another vehicle or object. Commercial insurance will also cover the repair or replacement of your vehicle if it falls or rolls over.



Comprehensive coverage is not required by law in New York, but is highly recommended. This form of coverage will protect you in the event that your car is involved in an accident that does not involve another car. Comprehensive coverage kicks in when your car is damaged by a collision with an animal or object, or by fire, theft, vandalism, hail, or flood.

Auto Liability Insurance

Did You Know?

Liability insurance is coverage for property damage and bodily injury. This means that you will receive legal liability coverage up to your preselected limits. Most states legally require you to carry this form of insurance. Contact 01 Insurance today for all of your needs for auto insurance in Astoria, New York. At 01 Insurance, we encourage you to turn to savings! We will go above and beyond to save you up to 35% on your auto insurance policy!

New York Online Defensive Driving Course

Take a New York Online Defensive Driving Course and get rewarded! By taking one of these courses you have the luxury of enjoying a wide range of benefits, including:

  • Guaranteed 10 percent auto insurance discount
  • Reduces up to 4 points on your driving record
  • Quick, online, and easy! No classroom!


Get a Quote Today.