Evade these auto insurance gaps with the right auto insurance in Astoria, New York!
When you set out on the road, the last thing you’re thinking about is your insurance coverage. However, your car insurance is a vital aspect of keeping you safe from both injury and liability. Make sure that you have the coverage you need. Often, drivers aren’t aware that their policy leaves them vulnerable to insurance gaps. Be sure that you are gap-free, and covered with the right auto insurance in Astoria, New York.
We don’t think twice about driving with passengers in the car. We carpool to work with coworkers, drive our kids and their friends to soccer practice, and drive our friends to a concert, but driving others is a huge liability. In the event that you get into an accident, you’re responsible for the well-being of those in your vehicle. Your car insurance gives you some liability coverage, however, if damages exceed the limits of your policy, you’re responsible for the costs. Lawsuits and medical bills can get expensive and put your hard-earned assets at risk. Protect yourself with added liability coverage.
After a long day, you walk to your parking spot and alas, your car is missing. Your vehicle has been stolen. But no biggie you’re covered under your auto insurance, right? Not necessarily. Depending on the type of auto insurance that you have, you may not have coverage for theft meaning you have to pay for damages out of pocket. Your base auto insurance policies give you coverage for liability. Be sure that you invest in comprehensive coverage to avoid this coverage gap. Better yet, look into comprehensive and collision coverage to ensure that you’re covered for collisions too. That way if your car sustains damage from a hit whether it’s weather related or vehicular related, you’ve covered.