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Are AC Units Covered Under Homeowners Insurance?

A homeowners insurance policy provides coverage for repairing or replacing damages occurring to appliances. This includes damage from natural calamities, fire, theft, etc. All the coverage options will be mentioned in your policy. While taking a standard homeowners insurance policy, it is important to understand the details of the policy and the expected coverage amount. Read More

Unique Attributes of Homeowners Insurance vs. Renters Insurance

The different policies available for your house are Homeowners insurance and renters’ insurance. These policies provide financial protection against any damage to your property, cost of living out of the house, legal liability costs, and medical payments to others. The key distinction between these policies is the property damages that are covered. In this article, Read More

How to Protect Your Business from Financial Fraud with Crime Insurance?

When you own a business, no matter what size, you need to protect your cash flow. Embezzlement of company funds happens more often than many people realize. Embezzlement is a crime and can be prosecuted in court, but what happens to your company’s financial state? Crime insurance can protect your business from financial loss and Read More

Why Is Bundling Your Insurance Policies Beneficial?

Bundling your insurance policies is nothing new. It is a proven, cost-effective way to lower your insurance costs. Insurance carriers often encourage their customers to bundle their home, boat, auto, and motorcycle policies. There are several reasons that bundling is more efficient than dealing with multiple policies at one time. Many of them are common Read More

Important Tips To Consider Before Your Next Group Motorcycle Ride

Motorcycle riding is a popular hobby. Thousands of people across the country experience new adventures through their motorcycles every year. However, operating a motorcycle exposes you to similar risks compared to if you were operating an automobile. Unique road conditions could impair your ability to handle your motorcycle. Riding over one small pothole or bump Read More

Filing a Break-In/Theft Claim on Your Home Insurance

Your home is your castle. The last thing you worry about is someone breaking into your home and stealing your possessions. If a break-in does occur, you will need to contact your insurance agent to file a claim against your homeowners’ policy. Understanding how the claims process works will ensure that all of the proper Read More

What Are the Weird Things Home Insurance Covers?

We all know that a home insurance policy covers your home structure and personal properties if they are damaged by fire, theft, vandalism, and natural disasters and pays for additional living expenses if your home becomes temporarily uninhabitable after a covered loss. However, besides these, there are some weird things home insurance covers. Do you Read More

Things About Identity Theft Protection You Should Keep in Mind

Everything you do in your during your business, including bank transactions or e-commerce activities, is prone to identity theft. While identity theft is a frequent form of fraud, many companies are frequently unaware of how it operates, leaving them exposed until it’s too late. Read on to learn more about identity theft and how you Read More