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What is PIP, and Do You Actually Need It?

The wealth of information currently on the car insurance market has made shopping for car insurance more complex. Many drivers are unsure which policies are best for their individual situation, including their budget. Many car insurance companies are making more types of coverage available to customers. One of the key coverage types is Personal Injury Read More

Exploring the Key Differences Between a Bond and Insurance Policy

Finding the right type of security for your venture can be stressful. You want to make sure that you are covered in different scenarios. Perhaps you have been researching different types of bonds and insurance policies. Many people become confused while researching the benefits of an insurance bond vs. insurance policies. The confusion/misunderstanding causes people Read More

Can Renovation Impact My Homeowners Insurance?

A homeowners insurance policy is essential to protect your home and belongings against unfortunate mishaps. However, what happens when you begin to make a few improvements? Will renovations impact your homeowners insurance cost? How much home insurance do you need to be fully protected? Before you begin your renovations, you should contact your insurance agent Read More

What Are the Factors That Affect the Cost of Commercial Auto Insurance?

Commercial auto insurance is necessary if your company owns vehicles. However, several factors, from frequent driving to lack of driving experience, increase the cost of this coverage. Therefore, it is essential to understand the various factors impacting the cost of commercial auto insurance in Astoria. Driving Frequently During a recession, companies typically drove fewer miles Read More

Are Leaks Covered by Building Insurance?

Securing the right building insurance in Astoria, New York, is imperative for homeowners and commercial business owners to pay for damage that occurs to the structure of their home or office due to a disaster. Here’s a look at what building insurance covers. Does Building Insurance Cover Water Damage from Leaking Pipes? The building coverage Read More

Key Workers’ Compensation Errors That Could Damage Your Business

Successful businesses have strong workforces. Protecting your employees is likely a top priority. Workers’ compensation helps you take care of your employees. Workers’ compensation in Astoria, NY, protects both you and your employees. The policy covers your business if there is an employee issue in the workplace. Your business is covered if your employees are Read More

Is Temporary Auto Insurance a Realistic Option?

Many people are constantly looking for ways to save money on their auto insurance policies. High premiums are an obstacle when faced with financial constraints. This causes many people to look for alternatives. Once you shop for temporary car insurance, be aware that most insurers don’t offer policies for less than six months. You may Read More

A Complete Overview of Commercial Auto Insurance

Businesses are constantly looking for ways to stand out from the competition. One way that businesses can do that is by adding new services. Many businesses are now adding remote/delivery services as a way to reach more clients. However, there are risks involved. Here’s a look at how commercial auto insurance can prevent such potential Read More