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What Is EPLI & How Does It Work?

Most employee claims or lawsuits against your small business can pose a significant threat to your finances. However, with employment practices liability insurance or EPLI in Astoria, NY, you can protect your company from such costly accusations. EPLI can protect your company when current, former, or future employees accuse it of employment-related mistreatment, discrimination, and Read More

A Quick Guide to Business Owner’s Policy in NY

There are a lot of risks associated with operating a business; that’s why having a robust commercial insurance policy is so important. If you are looking to maximize coverage at an affordable rate, purchasing a Business Owner’s Policy may be your best option. A Business Owner’s Policy combines property and liability insurance into one package. Read More

Understanding How Usage-based Auto Insurance Works

Getting the right auto insurance coverage in Astoria, NY, takes patience and detailed review to avoid overpaying. One way to cut insurance costs is to reduce your driving miles and find transportation alternatives. Here’s a look at how usage-based auto insurance is a good option for safe motorists who put minimal miles on the road. Read More

Do I Need to Provide Workers’ Comp Insurance as a Small Business Owner?

One of the first things a New York startup aiming to hire employees should take care of is setting up workers’ compensation in NY. This insurance pays an employee’s medical bills for injuries or illness that develops on the job. Here’s what you need to know about workers’ comp for small business owners. Who Needs Read More

How Insurance Companies Handle Hit and Run Claims

A hit and run accident is defined as an auto accident in which the driver leaves the scene without exchanging information with the other driver or checking to see if they were injured. If you are hurt or your vehicle is damaged in a hit-and-run collision, your auto insurance will cover your repairs, medical bills, Read More

Minimum Auto Liability Coverage for New York Drivers: An Overview

Driving is a high-risk endeavor. Thousands of accidents happen every day. Auto insurance gives you a safety net while you are on the road. Perhaps you accidentally injured someone while you were on the road. This is where minimum auto liability insurance in NY kicks in. Minimum Requirements Drivers are legally obligated to carry auto Read More

4 Reasons to Review Your Commercial Insurance Policy

Commercial insurance is customized according to the unique needs of every business. No two law firms, for example, are exactly the same, as different firms take on different types of clients and cases. Although many business owners don’t revisit their insurance policies often, it’s advantageous to keep your insurance updated as your company evolves. Here Read More

A Complete Guide to Motorcycle Insurance in NY

Liability insurance is mandatory for all motorcycle riders in the state of New York. Even if you have an auto insurance policy, you’ll need similar coverage for your bike. However, insurance isn’t just about complying with liability laws. It can also provide damage protection, especially if you’ve invested a lot in your bike. Here’s what Read More