Basement flooding can be a homeowner’s worst nightmare, causing significant damage to their property and creating costly repairs. Unfortunately, many homeowners may not realize that basement flooding can also have a significant impact on their home insurance policies. In this blog, we will delve into the various ways that basement flooding can impact home insurance Read More
A single burglary costs a homeowner an average of $2,661, according to the FBI. When you’re a break-in victim, consolation for the trauma and loss can come from successfully filing a home insurance theft claim. This is why you should understand the claim filing process if you’ve insured your property. Does Homeowners Insurance Cover Theft Read More
As a homeowner, you likely have some amenities around the property that you use to relax. Maybe you’ve installed an outdoor deck for small gatherings with your friends and family. Perhaps you have recently installed a swimming pool, and are concerned about whether that may impact your home insurance. Here’s a closer look at home Read More
Many homes across the country still use heating oil as the primary fuel source for their home. While this is efficient for some, it can lead to a sticky problem if the heating oil leaks out of the tank. This type of repair and clean-up can be costly. If you don’t have the right insurance Read More
Homeowners insurance protects your most valuable asset in emergency situations. The policy generally covers any interior and exterior damage to your home. However, there are some potential exclusions. In most cases, asbestos is a common exclusion unless the pollutant spreads due to a covered loss. Here’s a closer look at how asbestos impacts homeowners insurance Read More
The different policies available for your house are Homeowners insurance and renters’ insurance. These policies provide financial protection against any damage to your property, cost of living out of the house, legal liability costs, and medical payments to others. The key distinction between these policies is the property damages that are covered. In this article, Read More
A homeowners insurance policy provides coverage for repairing or replacing damages occurring to appliances. This includes damage from natural calamities, fire, theft, etc. All the coverage options will be mentioned in your policy. While taking a standard homeowners insurance policy, it is important to understand the details of the policy and the expected coverage amount. Read More
We all know that a home insurance policy covers your home structure and personal properties if they are damaged by fire, theft, vandalism, and natural disasters and pays for additional living expenses if your home becomes temporarily uninhabitable after a covered loss. However, besides these, there are some weird things home insurance covers. Do you Read More