Have Your Insurance Needs Changed?

Have Your Insurance Needs Changed?

Understanding Changes To Your Insurance Needs

Life happens fast. You blink, and suddenly your kids are grown, your job has changed, you have moved, and other major changes have taken place. Since life moves so quickly, it makes sense that you may not have had a lot of time to think about your changing insurance needs.

There is no time like the present to take a moment and think of any changes to your insurance needs to ensure life’s progress does not leave you uncovered. To help, ask these questions.

  • Has Your Family Changed? Whether you have gotten married, gotten divorced, or had a baby, the changing number of people in your family change your insurance needs. Make sure you are protecting your new life with renters or homeowners insurance, and double-check that your life insurance offers enough protection for your family and has the right beneficiaries listed.
  • Have You Renovated Your House? If you have made changes to your home, take a look at your homeowners insurance policy to check that it offers enough coverage. If your policy limits are too low, do not wait to talk to your agent to protect the increased property value.
  • Is Your Teenager Driving? When your teen officially becomes a licensed driver, it is important that you add him or her to your auto insurance policy before handing over the keys. Talk to your agent to ensure both your teen driver and your vehicles are protected.

Sometimes you are too close to your own life to clearly see the changes that have occurred. To work with a team of insurance experts who can help you keep your coverage current, contact 01 Insurance in Astoria, New York today. We know exactly how a life change will affect your insurance needs and are here to ensure you have the types of insurance you need to be fully protected.