If you need to use your business insurance in Astoria, New York, you can use this guide when filing a claim.
Your business insurance gives you peace of mind. As a business owner, you already have enough to worry about. Defending your business against unexpected expenses shouldn’t have to be on your plate. Fortunately, that’s where your coverage can step in! If you do end up needing to use your business insurance in Astoria, New York, this guide to filing a claim can help you get do it quickly and easily.
Step 1: Call Your Agent If you need to use your business insurance to cover an expense, the first thing you should do is pick up the phone. Get on a call with your insurance professional to go over your coverage and claims process. If a crime is involved in the incident, make sure your next call is to law enforcement so you can get a police report.
Step 2: Show Proof of Loss Create an inventory of all items that were damaged or destroyed. Including receipts and appraisals with that inventory will make your claims process faster. Sign and send your sworn proof of loss along with this inventory to your insurer.
Step 3: Work with your Adjuster If the damage to your property is extensive, a claims adjuster will visit your business. Set aside time to walk through your property with your adjuster and be prepared to open records to him or her.
Step 4: Claim your Settlement Your insurance agent should keep you informed about when you can expect to receive your settlement check.
Ultimately, the difference between an easy claims process and a difficult one largely depends on your insurance agent. Get a dedicated insurance professional behind your business by contacting 01 Insurance. We’ll not only provide you with the right business insurance in Astoria, New York, we’ll also back it with top-tier service.