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Is It Possible for One Vehicle to Have Multiple Policies?

Having a strong auto insurance policy is important because it covers you from potentially severe financial losses if your car is stolen or totaled. Purchasing insurance is also a legal requirement. In some cases, you may seek to purchase one policy that includes several types of coverage. On the other hand, maybe your circumstances have Read More

When Should I Buy Homeowners Insurance for My New House?

There is a lot to do when you decide to buy a home. One of the first things to check off the list after all of the papers are signed, is to make sure you have quality homeowners insurance in place before you move in. The former owners will keep their policy in place until Read More

Does a Business Owner’s Policy Cover General Liability?

Getting a business owner’s policy in Astoria, NY, is the right solution for a wide range of small-to-medium organizations. Commonly referred to as BOP, a business owner’s policy covers a mix of risks, including liabilities such as bodily injury and property damage to others. Here’s a look at how BOP can protect your business assets. Read More

What Is EPLI & How Does It Work?

Most employee claims or lawsuits against your small business can pose a significant threat to your finances. However, with employment practices liability insurance or EPLI in Astoria, NY, you can protect your company from such costly accusations. EPLI can protect your company when current, former, or future employees accuse it of employment-related mistreatment, discrimination, and Read More

A Quick Guide to Business Owner’s Policy in NY

There are a lot of risks associated with operating a business; that’s why having a robust commercial insurance policy is so important. If you are looking to maximize coverage at an affordable rate, purchasing a Business Owner’s Policy may be your best option. A Business Owner’s Policy combines property and liability insurance into one package. Read More

Understanding How Usage-based Auto Insurance Works

Getting the right auto insurance coverage in Astoria, NY, takes patience and detailed review to avoid overpaying. One way to cut insurance costs is to reduce your driving miles and find transportation alternatives. Here’s a look at how usage-based auto insurance is a good option for safe motorists who put minimal miles on the road. Read More

Do I Need to Provide Workers’ Comp Insurance as a Small Business Owner?

One of the first things a New York startup aiming to hire employees should take care of is setting up workers’ compensation in NY. This insurance pays an employee’s medical bills for injuries or illness that develops on the job. Here’s what you need to know about workers’ comp for small business owners. Who Needs Read More

How Insurance Companies Handle Hit and Run Claims

A hit and run accident is defined as an auto accident in which the driver leaves the scene without exchanging information with the other driver or checking to see if they were injured. If you are hurt or your vehicle is damaged in a hit-and-run collision, your auto insurance will cover your repairs, medical bills, Read More