Seasonal Hires & Your Business Insurance in Astoria, New York

Seasonal Hires & Your Business Insurance in Astoria, New York

Will your business insurance in Astoria, New York cover your seasonal hires?

It’s the most wonderful time of the year – for retailers! Over the holiday season, things heat up for a lot of businesses. If you’re one of them, you might be scrambling to get things in order for sales to continue to climb in the coming weeks.

One of the best ways to stay on top of your busy season is to hire a temporary worker – or a few. When you bring seasonal hires on your team, you need to consider your Astoria, New York business insurance and a few other things.

First, understand what type of hire will be best for your business. If you hire an independent contract, you don’t have to worry about as many labor laws. You also won’t have as much control over your worker, though. If you decide to bring on a temporary employee, you need to make sure you withhold the necessary taxes and provide the required benefits.

Specifically, that means you need to consider unemployment benefits, Medicare and Social Security taxes, and workers’ compensation. Make sure you withhold the necessary amount of Social Security and Medicare taxes from each of your temporary employees’ paychecks.

Additionally, make sure your workers’ compensation is updated to cover them. You’re legally required to have this kind of protection in place for all of your staff – temporary or not. Your agent should be able to help you update coverage quickly and easily.

You have enough on your plate with maintaining your business through the holiday season and finding and hiring seasonal help. Why not let the experts make sure your temporary hires are covered? Contact 01 Insurance so we can make sure your business insurance in Astoria, New York is sufficient to cover every member of your team and every aspect of your business.