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Navigating Homeowners Insurance and Roof Storm Damage

Your home is more than just a place; it’s your sanctuary. But when a storm rolls in, and your roof bears the brunt of nature’s fury, questions about homeowners insurance and coverage for roof storm damage often arise. Let’s understand the intricacies of homeowners insurance, exploring whether it covers roof storm damage, what steps to Read More

How Does a Pool Affects Your Home Insurance Coverage?

As the summer sun beckons, many homeowners dream of creating their own oasis in the form of a sparkling pool. However, before you dive into this enticing addition, it’s crucial to understand how having a pool can impact your home insurance coverage. Let’s delve into this topic to unravel how pools influence your insurance, shedding Read More

Homeowners Insurance: Does It Cover Termite Damage

When you experience damage to your home caused by an accident or a sudden, unexpected event, you file a claim against your homeowners insurance. Termite damage or damage caused by other pests is neither sudden nor accidental. If you uncover this damage, your homeowners policy will not cover the repair costs. Part of this is Read More

How Basement Flooding Impacts Home Insurance Policies

Basement flooding can be a homeowner’s worst nightmare, causing significant damage to their property and creating costly repairs. Unfortunately, many homeowners may not realize that basement flooding can also have a significant impact on their home insurance policies. In this blog, we will delve into the various ways that basement flooding can impact home insurance Read More

Filing a Home Insurance Theft Claim: The Process

A single burglary costs a homeowner an average of $2,661, according to the FBI. When you’re a break-in victim, consolation for the trauma and loss can come from successfully filing a home insurance theft claim. This is why you should understand the claim filing process if you’ve insured your property. Does Homeowners Insurance Cover Theft Read More

Are Swimming Pools Covered in Home Insurance Policies?

As a homeowner, you likely have some amenities around the property that you use to relax. Maybe you’ve installed an outdoor deck for small gatherings with your friends and family. Perhaps you have recently installed a swimming pool, and are concerned about whether that may impact your home insurance. Here’s a closer look at home Read More

How Does Asbestos Impacts Home Insurance Coverage?

Homeowners insurance protects your most valuable asset in emergency situations. The policy generally covers any interior and exterior damage to your home.  However, there are some potential exclusions. In most cases, asbestos is a common exclusion unless the pollutant spreads due to a covered loss. Here’s a closer look at how asbestos impacts homeowners insurance Read More