Your home is more than just a place; it’s your sanctuary. But when a storm rolls in, and your roof bears the brunt of nature’s fury, questions about homeowners insurance and coverage for roof storm damage often arise. Let’s understand the intricacies of homeowners insurance, exploring whether it covers roof storm damage, what steps to Read More
As the summer sun beckons, many homeowners dream of creating their own oasis in the form of a sparkling pool. However, before you dive into this enticing addition, it’s crucial to understand how having a pool can impact your home insurance coverage. Let’s delve into this topic to unravel how pools influence your insurance, shedding Read More
When you experience damage to your home caused by an accident or a sudden, unexpected event, you file a claim against your homeowners insurance. Termite damage or damage caused by other pests is neither sudden nor accidental. If you uncover this damage, your homeowners policy will not cover the repair costs. Part of this is Read More
Basement flooding can be a homeowner’s worst nightmare, causing significant damage to their property and creating costly repairs. Unfortunately, many homeowners may not realize that basement flooding can also have a significant impact on their home insurance policies. In this blog, we will delve into the various ways that basement flooding can impact home insurance Read More
A single burglary costs a homeowner an average of $2,661, according to the FBI. When you’re a break-in victim, consolation for the trauma and loss can come from successfully filing a home insurance theft claim. This is why you should understand the claim filing process if you’ve insured your property. Does Homeowners Insurance Cover Theft Read More
As a homeowner, you likely have some amenities around the property that you use to relax. Maybe you’ve installed an outdoor deck for small gatherings with your friends and family. Perhaps you have recently installed a swimming pool, and are concerned about whether that may impact your home insurance. Here’s a closer look at home Read More
Many homes across the country still use heating oil as the primary fuel source for their home. While this is efficient for some, it can lead to a sticky problem if the heating oil leaks out of the tank. This type of repair and clean-up can be costly. If you don’t have the right insurance Read More
Homeowners insurance protects your most valuable asset in emergency situations. The policy generally covers any interior and exterior damage to your home. However, there are some potential exclusions. In most cases, asbestos is a common exclusion unless the pollutant spreads due to a covered loss. Here’s a closer look at how asbestos impacts homeowners insurance Read More