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Workers’ Compensation & Business Insurance in Astoria, NY

Make sure that you know the difference between an employee and an independent contractor and invest in business insurance in Astoria, NY.   Employers are only responsible for providing employees with workers’ compensation insurance. If you’re considered an independent contractor, you’re responsible for supplying your own income replacement in the event that you get injured. Read More

Seasonal Hires & Your Business Insurance in Astoria, New York

Will your business insurance in Astoria, New York cover your seasonal hires? It’s the most wonderful time of the year – for retailers! Over the holiday season, things heat up for a lot of businesses. If you’re one of them, you might be scrambling to get things in order for sales to continue to climb in Read More

Coverage Exclusions Under A Personal Umbrella Policy

Understanding The Coverage Of Your Personal Umbrella Policy Many individuals and business owners opt for umbrella insurance to extend the liability limits of their existing coverage. While these lifesaving policies can provide you with extra coverage when you need it most, there are still incidents that are excluded from coverage under these policies. Yes, a Read More