Protect yourself, your company, your employees, and your customers with the right business insurance in Queens County, NY.
As a business owner, you are obviously invested in your company’s success. With all the time, effort, and resources you have pumped into your business, it’s important that you protect everything that your business represents. The best way to protect your business from physical damages and liability claims is by securing the right business insurance. Here’s what the right business coverages can do for you.
What is Business Insurance?
Business insurance is a broad term that encompasses many different coverages that are specifically designed to protect commercial assets. For instance, there are insurance options that protect the physical structure of your business and all the equipment, supplies, inventory, and other property under your company’s ownership. There are also a wide array of liability coverages to address everything from customer injuries on your property to errors you make while rendering your professional services. Here are some of the coverage options available to you:
- Commercial Property
- Insurance Bonds
- Business Income Interruption
- Business Owners’ Policy
- Commercial Auto Insurance
- Commercial General Liability
- Commercial Crime
- Commercial Package Policy
- Directors and Officers Coverage
- Employment Practices Liability
- Errors and Omissions Coverage
- Technology Business Package
- Workers Compensation Insurance
Do I Need This Coverage?
Certain business coverages, such as workers compensation insurance, are state mandated. Additionally, if you have a property loan for your building, then your lender may require you to carry commercial property insurance. While many of the other business coverage options are not mandatory, business owners are still encouraged to carry this coverage. This is because a major liability claim or other issues could derail your company’s operations and compromise the revenue that it brings in. Without the financial protection offered by business insurance policies, the cost of a major claim event could shut your business down for good. The best way to protect your business and all of its assets is by putting the right business insurance protections in place.
For more information regarding your business’s coverage options, please do not hesitate to reach out to us at 01 Insurance. We are ready and eager to assist you with your business insurance in Queens County, New York. Contact us to secure your company the protection it needs today.
My family and I have relied on the services of Community Brokerage for a strong and continuous 30 years. Community Brokerage has always been able to advise and provide me with proper coverage on all my insurance needs. Working with all the employees at Community Brokerage has always been a pleasant, professional and satisfying process!
I have been an insured with 01 Insurance for over 30 years, and needless to say I have been extremely satisfied. The people have always been courteous, responsive, and very professional and caring.
Nicholas Kordas, Esq.
I have always been able to rely on Judith to advise and properly cover all of my insurance needs. She goes out of her way to even remind me when a payment is due so I don’t incur a late fee.
Working with Community Brokerage is always a great experience. Their professionalism and in depth knowledge of Property insurance gives my buyers the best and most cost effective solution for their new home insurance policies.
John S. Lagoudis, MBA
Judy has been handling my business and personal accounts for almost 25 years. It is not only a pleasure dealing with her, it is an incredible feeling knowing she always has my back.
Jaime M. Steiner
For many years now Judy Zimmerman has been an immediate source of insurance advice. She is never too busy to answer my questions, and guide me when my personal needs justified changes.