Find out what you need to know about protecting your business when leasing office space.
When it comes to your business, it’s important that you think about your office space and consider how it’s protected. While you may not have considered protecting your leased office space with commercial insurance, it’s important to think about. Sometimes your landlord’s coverage doesn’t provide you with enough coverage. Here’s what you need to know about protecting your business with the right insurance coverage.
How Your Landlord’s Insurance Works
When renting a property from a landlord, it’s important that you understand how landlord coverage works. Such coverage generally helps to cover incidents such as fire, storm damage, and malicious damages. However, there are limits to these coverages. Also, these coverages tend to cover the physical structure of your building. Your business property typically requires a separate policy. To protect your commercial property, you need your own coverage.
Commercial Property Insurance
When it comes to keeping your property such as computers, copy machines, furniture, and special equipment safe, you require commercial property coverage. Investing in commercial property coverage, whether as an individual policy or through a business owners policy, it’s an important step in protecting your business from financial loss.
Other Commercial Coverages
When it comes to protecting your business, you need more than commercial property coverage. With the risk of liability suits on the rise, it’s important to protect your business with the right liability coverage. From general liability to specific, industry-related liability, evaluate your risks and ensure that you have the commercial coverage that you need to keep your business well protected.
Don’t rely on your landlord’s insurance coverage. When it comes to keeping your business safe and secure, it’s important that you invest in the right commercial insurance policies. Contact the professionals at 01 Insurance to find the best personal and commercial insurance in New York.