Why home insurance companies will not cover all dog breeds. For many dog owners, it is shocking to discover that their four-legged friends are not covered under their homeowners insurance policy. While this seems unbelievable, certain dog breeds are declared “too dangerous” for insurers to cover. Curious to learn more about this seemingly unfair policy? …
The importance of electrical maintenance and safety in your home. While electricity plays a major role in everyday life, it’s important to remember just how dangerous and volatile this element can be. Because electricity is such a key component in homes, it’s important that homeowners carefully manage their electrical systems to ensure that major damage…
Protect against the damages caused by fungi, wet or dry rot, and bacteria. While your homeowners insurance will cover the damage caused by perils such as fire, storms, vandalism, an theft, what about the damage caused by smaller, unseen dangers. For instance, how can you protect against the damages caused by fungi, wet or dry…
When should you give your homeowners insurance provider a call? While most homeowners have the necessary home insurance in place, many do not ever want to access their coverage. Unfortunately, there are certain situations where using your homeowners insurance in Long Island City, New York is simply unavoidable. Here are some of the situations in…
Why renters insurance is a worthwhile investment. As a renter, you are not responsible for the damages that your rental property may sustain. However, this does not mean that you can forgo insurance coverage completely. You still need coverage for your personal property, personal liability risks, and alternative housing expenses just to name a few. …
Protect your personal assets with the right umbrella insurance policy. While you might already have the right homeowners and auto insurance in Astoria, New York in place, sometimes these policies do not offer enough protection from liability threats. Fortunately, you can secure the additional liability coverage that you need with the right personal umbrella insurance. …
These are the people who can expect coverage under your homeowners insurance policy. While you have home insurance in Long Island City, New York, you might not know all of the specifics about your policy. For instance, you might not know exactly who your policy extends coverage to. To clarify, here are the individuals who…
Did you know that home insurance came in different forms? As a homeowner, you know how important it is to have the right homeowners insurance in Astoria, New York. However, did you know that there are actually different policy types when it comes to insuring your home? The different policy types are known as “forms”…
Take these steps to recover after a home burglary. Home break-ins can be devastating and traumatizing in many ways. Not only will you have to deal with physical damages and losses, but you might also deal with a lost sense of security and comfort within your own home. Recovering from a home break-in is stressful…
Here’s what you can do to make creating your home inventory a little easier. A home inventory is a comprehensive list of all the personal belongings inside your home. While creating this list is admittedly time-consuming and difficult, having an updated home inventory is extremely useful in the event that you have to file an…
