Why you need the supplemental protection offered by umbrella insurance. With today’s society more litigious than ever, it can seem like anything, and everything leads to a lawsuit. Unfortunately, if you find yourself on the receiving end of a legal claim, then you may be on the hook for thousands of dollars to cover your…
Protecting jewelry with the right insurance. If you are looking at a new piece of jewelry, then you should review your homeowners insurance in Jackson Heights, New York, before you buy. This is because your policy might not offer enough coverage to protect the value of this new piece. To ensure that you have adequate…
What are your different home insurance options? When it comes time to select homeowners insurance in Astoria, New York, many people are unaware that there are different coverage options. Many homeowners assume that there is just one universal policy option. However, this simply isn’t the case. Here is a brief overview of the eight different…
Secure additional coverage for your belongings with personal home insurance floaters. Standard home insurance in East Elmhurst, New York, offers coverage for your home’s physical structure, your personal liability risks, and your personal possessions. However, all insurance policies are subject to certain coverage limitations. One of the limitations that home insurance policies face is that…
Learn about the limits to your homeowners insurance policy. While your insurance provider may refer to your policy as “all-risk,” all home insurance policies are subject to limitations and exclusions. For instance, your homeowners insurance in Jackson Heights, New York, will not offer coverage for the damages caused by earth movement. Want to learn more…
Why you need insurance for your jewelry. Are you looking for a new piece of jewelry to add to your collection? If so, then you might want to think about shopping for the right jewelry insurance at the same time. This is because your homeowners insurance in Long Island City, New York may not offer…
How forensic meteorologists can assist with your insurance claims. If you regularly check the weather report on the news, then you will often hear the weather person referred to as a meteorologist. These experts know how to read weather patterns and can predict what types of weather conditions you will encounter throughout the week. A…
Don’t let these myths stop you from making informed decisions about your homeowners insurance. Purchasing a home is one of the largest investments you will make in your lifetime. Naturally, you want to protect your investment with the right home insurance in Jackson Heights, New York. Unfortunately, most first-time homeowners are inexperienced when it comes…
What does your homeowners insurance cover when it comes to fire? The National Fire Association reports that there are over 358,000 house fires every year. With this statistic in mind, it’s reassuring to know that standard home insurance in Sunnyside, New York offers coverage for fire damage. However, it’s also important to know that there…
What does your home insurance policy cover when it comes to your HVAC system? Most homeowners assume that their home insurance in Astoria, New York will cover every aspect of their property. As your HVAC system is an integral part of your home, it seems natural that your policy would extend coverage to your home’s…
