What does your homeowners insurance cover when it comes to fire? The National Fire Association reports that there are over 358,000 house fires every year. With this statistic in mind, it’s reassuring to know that standard home insurance in Sunnyside, New York offers coverage for fire damage. However, it’s also important to know that there…
What does your home insurance policy cover when it comes to your HVAC system? Most homeowners assume that their home insurance in Astoria, New York will cover every aspect of their property. As your HVAC system is an integral part of your home, it seems natural that your policy would extend coverage to your home’s…
Consider these factors before building an inground pool on your property. While the idea of having your own personal pool to enjoy sounds like a dream, it’s important to understand that this luxury comes at a considerable cost. In fact, average estimates for an inground pool range from $35,000-$60,000. To ensure that you are making…
How home insurers will issue claim payments. After filing a claim with your homeowners insurance in Whitestone, New York, you might be surprised when your payment comes in different stages. If you received an insurance check that does not cover the full cost of your claim, then try not to worry; it’s likely that another…
How home renovations can reduce your insurance rates. Most homeowners assume that the only way to lower their home insurance rates is by reducing their coverage. However, this simply isn’t the case. There are many steps that you can take to keep your insurance costs down without compromising your protection. For instance, completing certain remodeling…
In addition to preventing break-ins, smart home security systems also come with these benefits. While smart home security systems are most commonly associated with deterring burglars, they are actually capable of so much more. From giving you better control over your home to reducing the cost of your homeowners insurance in Whitestone, New York, here…
Find out what your home insurance policy will cover when it comes to tree damage to your property. While trees are a beautiful feature on your home’s property, they do pose some risks. For instance, a tree could fall onto your home, causing considerable damage. Fortunately, certain tree-related damages are covered under your home insurance…
Here are the basic parts of your homeowners insurance policy. While you may have the right homeowners insurance in Queens County, New York, this doesn’t necessarily mean that you understand your coverage. As a property owner, it’s important that you understand the distinct coverages included in your policy, so you know exactly what you are…
Why home insurance companies will not cover all dog breeds. For many dog owners, it is shocking to discover that their four-legged friends are not covered under their homeowners insurance policy. While this seems unbelievable, certain dog breeds are declared “too dangerous” for insurers to cover. Curious to learn more about this seemingly unfair policy? …
The importance of electrical maintenance and safety in your home. While electricity plays a major role in everyday life, it’s important to remember just how dangerous and volatile this element can be. Because electricity is such a key component in homes, it’s important that homeowners carefully manage their electrical systems to ensure that major damage…
