How home renovations can reduce your insurance rates. Most homeowners assume that the only way to lower their home insurance rates is by reducing their coverage. However, this simply isn’t the case. There are many steps that you can take to keep your insurance costs down without compromising your protection. For instance, completing certain remodeling…
In addition to preventing break-ins, smart home security systems also come with these benefits. While smart home security systems are most commonly associated with deterring burglars, they are actually capable of so much more. From giving you better control over your home to reducing the cost of your homeowners insurance in Whitestone, New York, here…
Find out what your home insurance policy will cover when it comes to tree damage to your property. While trees are a beautiful feature on your home’s property, they do pose some risks. For instance, a tree could fall onto your home, causing considerable damage. Fortunately, certain tree-related damages are covered under your home insurance…
Here are the basic parts of your homeowners insurance policy. While you may have the right homeowners insurance in Queens County, New York, this doesn’t necessarily mean that you understand your coverage. As a property owner, it’s important that you understand the distinct coverages included in your policy, so you know exactly what you are…
Why home insurance companies will not cover all dog breeds. For many dog owners, it is shocking to discover that their four-legged friends are not covered under their homeowners insurance policy. While this seems unbelievable, certain dog breeds are declared “too dangerous” for insurers to cover. Curious to learn more about this seemingly unfair policy? …
The importance of electrical maintenance and safety in your home. While electricity plays a major role in everyday life, it’s important to remember just how dangerous and volatile this element can be. Because electricity is such a key component in homes, it’s important that homeowners carefully manage their electrical systems to ensure that major damage…
Protect against the damages caused by fungi, wet or dry rot, and bacteria. While your homeowners insurance will cover the damage caused by perils such as fire, storms, vandalism, an theft, what about the damage caused by smaller, unseen dangers. For instance, how can you protect against the damages caused by fungi, wet or dry…
When should you give your homeowners insurance provider a call? While most homeowners have the necessary home insurance in place, many do not ever want to access their coverage. Unfortunately, there are certain situations where using your homeowners insurance in Long Island City, New York is simply unavoidable. Here are some of the situations in…
Why renters insurance is a worthwhile investment. As a renter, you are not responsible for the damages that your rental property may sustain. However, this does not mean that you can forgo insurance coverage completely. You still need coverage for your personal property, personal liability risks, and alternative housing expenses just to name a few. …
Protect your personal assets with the right umbrella insurance policy. While you might already have the right homeowners and auto insurance in Astoria, New York in place, sometimes these policies do not offer enough protection from liability threats. Fortunately, you can secure the additional liability coverage that you need with the right personal umbrella insurance. …
