Secure additional coverage for your belongings with personal home insurance floaters. Standard home insurance in East Elmhurst, New York, offers coverage for your home’s physical structure, your personal liability risks, and your personal possessions. However, all insurance policies are subject to certain coverage limitations. One of the limitations that home insurance policies face is that…
Learn about the limits to your homeowners insurance policy. While your insurance provider may refer to your policy as “all-risk,” all home insurance policies are subject to limitations and exclusions. For instance, your homeowners insurance in Jackson Heights, New York, will not offer coverage for the damages caused by earth movement. Want to learn more…
Why you need insurance for your jewelry. Are you looking for a new piece of jewelry to add to your collection? If so, then you might want to think about shopping for the right jewelry insurance at the same time. This is because your homeowners insurance in Long Island City, New York may not offer…
How forensic meteorologists can assist with your insurance claims. If you regularly check the weather report on the news, then you will often hear the weather person referred to as a meteorologist. These experts know how to read weather patterns and can predict what types of weather conditions you will encounter throughout the week. A…
Don’t let these myths stop you from making informed decisions about your homeowners insurance. Purchasing a home is one of the largest investments you will make in your lifetime. Naturally, you want to protect your investment with the right home insurance in Jackson Heights, New York. Unfortunately, most first-time homeowners are inexperienced when it comes…
What does your homeowners insurance cover when it comes to fire? The National Fire Association reports that there are over 358,000 house fires every year. With this statistic in mind, it’s reassuring to know that standard home insurance in Sunnyside, New York offers coverage for fire damage. However, it’s also important to know that there…
What does your home insurance policy cover when it comes to your HVAC system? Most homeowners assume that their home insurance in Astoria, New York will cover every aspect of their property. As your HVAC system is an integral part of your home, it seems natural that your policy would extend coverage to your home’s…
Consider these factors before building an inground pool on your property. While the idea of having your own personal pool to enjoy sounds like a dream, it’s important to understand that this luxury comes at a considerable cost. In fact, average estimates for an inground pool range from $35,000-$60,000. To ensure that you are making…
How home insurers will issue claim payments. After filing a claim with your homeowners insurance in Whitestone, New York, you might be surprised when your payment comes in different stages. If you received an insurance check that does not cover the full cost of your claim, then try not to worry; it’s likely that another…
How home renovations can reduce your insurance rates. Most homeowners assume that the only way to lower their home insurance rates is by reducing their coverage. However, this simply isn’t the case. There are many steps that you can take to keep your insurance costs down without compromising your protection. For instance, completing certain remodeling…
