Here’s a look at why your business should get commercial auto insurance in Astoria.
Whether you’re a truck driver or you’re a salesperson driving across the country, if you drive for work, you need the right insurance. Your personal auto insurance won’t do the trick. Instead, you need commercial auto insurance in Astoria. It helps to give you the coverage that you need to stay safe on the road. Check out what type of coverage commercial auto insurance gives you.
Accidents pack a lot of force. If someone is injured in a crash, commercial auto insurance will cover medical bills and legal fees if your company is taken to court. It helps to safeguard your business from costly liability issues.
Property damage is a serious concern after an accident. If there are any issues associated with damaged property to other parties involved, your auto insurance should have it covered.
In a wreck, your car is likely damaged too. Commercial auto insurance offers collision coverage that will repair your car regardless of fault.
Uninsured & Underinsured Bodily Injury.
Despite the fact that you have the auto insurance coverage that you need, that may not be the case for everyone on the road. If you have an accident with an uninsured or underinsured driver, you could be left responsible for paying for your own medical bills unless your commercial policy has uninsured and underinsured coverage.
Non-Owned & Hired Vehicles.
Sometimes your company may use vehicles that they don’t own. Whether they rent them, borrow them, or your employee uses a personal vehicle, they still need commercial coverage if they’re used for business purposes. Commercial auto insurance can give you the liability coverage that you need.