My family and I have relied on the services of Community Brokerage for a strong and continuous 30 years. Community Brokerage has always been able to advise and provide me with proper coverage on all my insurance needs. Working with all the employees at Community Brokerage has always been a pleasant, professional and satisfying process!
Auto insurance protects you from the various issues that you might experience as a driver. Not only will your policy offer coverage for the damages and injuries you might cause to others, but your policy will also provide coverage for your own car’s damages and the injuries that you and your passengers might sustain during an accident. Here is a more detailed breakdown of the standard auto insurance protections that you need to secure:
- Auto Liability : This coverage offers compensation for medical and repair costs to any third-party impacted by your bad driving. For instance, if you caused an accident while behind the wheel, then your liability coverage would address the affected party’s medical and repair costs. Should they sue, then this coverage would also help you cover your legal and settlement fees.
- Personal Injury : Also known as medical payments coverage, this type of coverage will pay for the medical treatment that you and your passengers might require after an auto accident. This coverage is no-fault, meaning that you can access it regardless of who was responsible for causing the accident.
- Collision : This coverage will address the repairs that your car might sustain during an auto accident.
- Comprehensive: Should your car sustain damages outside of a collision event, then comprehensive insurance would offer coverage to address your repair costs. Comprehensive insurance will help you cover the damages caused by theft, vandalism, fire, weather events, and so on.