Whether you own or rent a home, homeowners insurance will provide you with the confidence necessary to feel at ease about the uncertain. No matter what peril comes your way, you will be covered. As always, we will be by your side each step of the way.

Homeowners Insurance in Astoria NY provides you with protection in the event that your home is damaged or destroyed. Additionally, this policy will provide your possessions with coverage as well as providing you with compensation for liability claims, medical expenses, any other expenses that result from personal injury and property damage.

In order to receive coverage, you must satisfy the terms of your agreement by paying a monthly premium. Homeowners’ insurance will not help you predict the arrival of a storm, but it will allow you to sleep better at night knowing you are protected.

Regardless of whether or not your mortgage lender requires that you obtain homeowners’ insurance in order to finalize the purchase of your home, you should have home insurance in Astoria New York. This vital safeguard allows you to protect the solid financial foundation you have spent years building. Rather than allowing all of your hard work to go down the drain, it is important that you protect yourself, your home, and your family from the uncertain and obtain homeowners insurance.

Homeowners’ insurance goes beyond just protecting the owner of the home. In most cases, this vital safeguard will protect anyone named on the policy, your spouse, any residents of the home other than renters, household employees, visitors, and guests.

Additionally, the property insurance portion of your policy goes beyond just protecting your actual home or dwelling. Typically, you will receive reimbursement for damage or theft affecting your dwelling, structures attached to your dwelling, structures that are not attached to your dwelling, personal property, loss of use of your dwelling after a disaster, and liability if an injury-related accident occurs on your property.

Conditions, expenses, and damages that are specifically excluded of coverage in the standard homeowners’ insurance policy include but are not limited to:

In order to receive protection against losses such as these, you must add endorsements to your homeowners insurance policy or purchase exclusive policies altogether.

In most cases, a homeowners’ insurance policy is written individually at the time of a home purchase. However, this does not signify the only time in which homeowners’ insurance can be purchased or altered. Please do not hesitate to give us a call if you are ready to update your homeowners’ insurance coverage.

Contact 01 Insurance today for all of your home insurance in Astoria NY needs. We will go above and beyond to secure you the absolute best policy based on your exclusive needs. At 01 Insurance, we encourage you to turn on to savings!

Toll Free: 1-800-255-2489