Homeowners Insurance Long Island City, New York

If you want to safeguard your home, your personal belongings, and your loved ones, then homeowners insurance in Long Island City, NY is a must.
If you are like most Americans, then your home is the biggest investment that you’ve made in your lifetime. Additionally, your home is what protects you, your loved ones, and your personal belongings from all the threats beyond your front door. With everything that your home represents for you, it’s important to do everything in your power to keep it safe. One of the best ways to safeguard your home is by securing the right homeowners insurance. Here’s what this essential coverage can do for you.

Coverage Options

Most homeowners are aware that homeowners insurance offers coverage for the physical damages that their homes might sustain as a result of a break-in, vandalism, fire, extreme weather event, or another cover peril. However, did you know that this policy will also extend this coverage to the personal possessions under your ownership? This means that your homeowners insurance will offer compensation for damaged or stolen belongings up to your policy’s coverage limits.
Homeowners insurance also includes personal liability coverage for the policyholder and everyone living in the household. This coverage takes care of third-party injuries, damages, or other losses that take place on your property. For instance, if a neighbor slipped and injured themselves by your pool, then your homeowners insurance would cover the cost of their medical treatment and, if necessary, your legal defense and settlement expenses.

Why You Need This Coverage?

Many mortgage lenders actually require you to carry homeowners insurance protections. However, even if you are not subject to such an obligation, having this coverage is still highly recommended. This is because life is unexpected and you never know what the future has in store for you. Having the right homeowners insurance protections in place will ensure that your personal finances are not compromised in the event that your home requires repairs. Additionally, this coverage ensures that your home’s damages are addressed quickly and completely. When it comes down to it, homeowners insurance is the best way to protect yourself while also safeguarding your home.

Interested in securing the right home insurance in Long Island City, NY? Then don’t hesitate to contact the experts at 01 Insurance. Our dedicated team is ready to assist you with all your home’s coverage needs today.

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Carriers & Testimonials

  • My family and I have relied on the services of Community Brokerage for a strong and continuous 30 years.   Community Brokerage has always been able to advise and provide me with proper coverage on all my insurance needs.  Working with all the employees at Community Brokerage has always been a pleasant, professional and satisfying process!

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    Stephanie L.
  • I have been an insured with 01 Insurance for over 30 years, and needless to say I have been extremely satisfied. The people have always been courteous, responsive, and very professional and caring.

    Nicholas Kordas, Esq.
  • I have always been able to rely on Judith to advise and properly cover all of my insurance needs. She goes out of her way to even remind me when a payment is due so I don’t incur a late fee.

    Bruce Soffer
  • Working with Community Brokerage is always a great experience. Their professionalism and in depth knowledge of Property insurance gives my buyers the best and most cost effective solution for their new home insurance policies.

    John S. Lagoudis, MBA
  • Judy has been handling my business and personal accounts for almost 25 years. It is not only a pleasure dealing with her, it is an incredible feeling knowing she always has my back.

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    Jaime M. Steiner
  • For many years now Judy Zimmerman has been an immediate source of insurance advice.  She is never too busy to answer my questions, and guide me when my personal needs justified changes.

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    Joan Cohen