co workers reviewing business insurance policy, small business insurance terms

What to Know About Small Business Insurance Premiums, Policy Limits, and Deductibles

Understanding these key business insurance terms. As you shop for business insurance in Whitestone, New York, you are bound to come across industry-specific jargon.  For instance, you will encounter the terms “premiums,” “policy limits,” and “deductibles” very frequently.  But what exactly do these terms mean?  To help you understand your commercial coverage, here’s what you…

Changes to your Insurance Needs

Have Your Insurance Needs Changed?

Understanding Changes To Your Insurance Needs Life happens fast. You blink, and suddenly your kids are grown, your job has changed, you have moved, and other major changes have taken place. Since life moves so quickly, it makes sense that you may not have had a lot of time to think about your changing insurance…

Homeowners Insurance Astoria New York

Does Your Policy Value Your Valuables?

Protecting Your Priceless Possessions Your homeowner’s insurance policy contains coverage for your personal property. That means that if a fire sweeps through your home, your policy will enable to replace or repair your belongings, helping you maintain your quality of life. There is, though, an exception to this rule. In order to keep your homeowner’s…