Coverage Options
At its core, auto insurance is designed to offer liability protection to the policyholder. This type of coverage provides financial protection in the event of an auto accident. This means that your auto policy will cover the cost of third-party injuries and damages that you might cause while behind the wheel.
In addition to liability coverages, there are other options that offer coverage for your own medical treatment and repairs. For instance, the following coverages are designed to address the needs of the policyholder:
- Medical Payments : If you are in an auto accident, then medical payments insurance will cover the cost of the medical treatment that you and your passengers might require. This coverage is “no-fault” meaning that you can access it regardless of who caused the accident.
- Collision : If your car sustains damages as a result of a collision event, then this type of insurance will provide coverage to address your repairs.
- Comprehensive : TIf your car sustains damages from a non-collision event (such as an act of vandalism, fire, extreme weather event, or so on), then this type of insurance will provide coverage for your repairs.
Why You Need This Coverage
In most states, drivers are legally obligated to carry liability coverages. While other coverages may be optional, all drivers are advised to secure these types of insurance. This is because having this coverage is the best way to mitigate all the risks that you might face while behind the wheel. Having comprehensive auto insurance protections will ensure that you can receive the medical or repair assistance that you need without compromising your financial stability.
Interested in securing the right auto insurance in Long Island City, NY? If so, then contact the experts at 01 Insurance. Our team of professionals is ready to find you the perfect auto coverage solutions to meet all your needs today.
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Testimonials
My family and I have relied on the services of Community Brokerage for a strong and continuous 30 years. Community Brokerage has always been able to advise and provide me with proper coverage on all my insurance needs. Working with all the employees at Community Brokerage has always been a pleasant, professional and satisfying process!
Stephanie L.
I have been an insured with 01 Insurance for over 30 years, and needless to say I have been extremely satisfied. The people have always been courteous, responsive, and very professional and caring.
Nicholas Kordas, Esq.
I have always been able to rely on Judith to advise and properly cover all of my insurance needs. She goes out of her way to even remind me when a payment is due so I don’t incur a late fee.
Bruce Soffer
Working with Community Brokerage is always a great experience. Their professionalism and in depth knowledge of Property insurance gives my buyers the best and most cost effective solution for their new home insurance policies.
John S. Lagoudis, MBA
Judy has been handling my business and personal accounts for almost 25 years. It is not only a pleasure dealing with her, it is an incredible feeling knowing she always has my back.
Jaime M. Steiner
For many years now Judy Zimmerman has been an immediate source of insurance advice. She is never too busy to answer my questions, and guide me when my personal needs justified changes.
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